Money troubles are surprisingly common among Americans – more than half of Americans regret not saving more money for later in life and of those, most regret underfunding their retirement accounts, emergency funds, and the money toward the education of their children. As of 2020, American total household debt reached a new high as Americans across the country now owe a total of over $14 trillion. $1.64 trillion dollars of that amount owed is student loans – an average of nearly $30,000 per graduate. Another $1 trillion of this debt is from credit card debt – the pandemic isn’t helping
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Life gets easier when we accomplish our goals – but maintaining the driving force necessary to do so can be extremely difficult. Procrastination is extraordinarily common with 88% of workers spending at least an hour every day simply procrastinating on a task. We procrastinate because it can initially lower stress levels and give us more time to do the things that we want to do, but in the long run, those who procrastinate are more likely to feel more stressed, attain a lower quality of work, and are more likely to fall ill. Starting a new task that you have