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Zhou Tong

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Bitcoin Interest-Bearing Accounts Were Conceived Over Ten Years Ago, but the Idea Took 8 Years to Catch On

September 8, 2022 by DIGIT

While decentralized finance (defi) has created a plethora of protocols that make it so crypto assets can gather a yield, ten and a half years ago a bitcoin exchange called Bitcoinica introduced the first interest accruing system for bitcoin deposits. Despite being the first to test the waters, Bitcoinica eventually went bust after a series … Read more

Categories 2011, 2012, 8 years, Announcement, Bitcoin (BTC), Bitcoinica, Bitcoinica interest accounts, Bitcointalk.org, BTC, BTC interest-bearing account, celsius, Centralized, Centralized Exchange, Crypto Lenders, decentralized finance, defi, Early Days, Featured, hacked, Interest Bearing Accounts, interest-bearing, leverage, liquidated, maturing, maturity, mid-February 2012, Zhou Tong


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  • bitcoinBitcoin(BTC)$68,964.004.25%
  • ethereumEthereum(ETH)$2,050.705.66%
  • tetherTether(USDT)$1.000.03%
  • rippleXRP(XRP)$1.414.11%
  • binancecoinBNB(BNB)$624.171.88%
  • usd-coinUSDC(USDC)$1.000.01%
  • solanaSolana(SOL)$84.828.28%
  • tronTRON(TRX)$0.2819760.71%
  • dogecoinDogecoin(DOGE)$0.0966234.51%
  • Figure HelocFigure Heloc(FIGR_HELOC)$1.03-0.68%
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  • bitcoinBitcoin(BTC)$68,964.004.25%
  • ethereumEthereum(ETH)$2,050.705.66%
  • tetherTether(USDT)$1.000.03%
  • rippleXRP(XRP)$1.414.11%
  • binancecoinBNB(BNB)$624.171.88%
  • usd-coinUSDC(USDC)$1.000.01%
  • solanaSolana(SOL)$84.828.28%
  • tronTRON(TRX)$0.2819760.71%
  • dogecoinDogecoin(DOGE)$0.0966234.51%
  • Figure HelocFigure Heloc(FIGR_HELOC)$1.03-0.68%