Cashless transactions are on the rise, with credit cards and debit cards already having overtaken the greenback as the payment method of choice back in 2018. Although these payment methods are convenient from a user perspective, the underlying infrastructure is sluggish, often taking days for a transaction settlement to happen. Furthermore, with credit card theft and account hacking so commonplace, users are increasingly asked to compromise more of their privacy and personal data in an attempt to increase security. These days, it’s often the case that you’ll need to provide an additional layer of authentication for transactions, but this is
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